Top 10 Affordable Accommodation Options for International Students in Canada

Relocation to Canada can be one of the most important and yet exhilarating experiences that an international student will undertake. Be it studying in cities such as Toronto and Vancouver or smaller and more budget-friendly towns, finding accommodation is among the most critical steps in making a new life both comfortable and manageable.

With over 5 million searches every month for terms such as “hotels,” “cheap motels,” and “student housing,” there is little doubt that for students and freshers, affordability and convenience are the top things considered. However, it can be rather challenging to go through endless options while managing tuition fees, transport expenses, and everyday living costs.

That’s where we come in. This guide will make it easier for you to find your ideal and affordable, safe, and convenient accommodation options across Canada. Whether you need short-term solutions like hostels or are looking for longer-term housing, such as shared apartments, this blog has you covered.

Why This Guide is Different

Unlike most generic accommodation guides, we put in-depth research with real-world solutions tailored for international students. You will learn about insights backed by trends like cheap accommodation near me and student housing, practical advice from the biggest websites like Kijiji and Airbnb, and a city-by-city breakdown.

So, take a deep breath and let’s explore the many affordable housing options that Canada has to offer.

Why Affordable Housing is Key for International Students

 In Canada, housing takes up the largest fraction of the money spent by any student in one month, so finding affordable accommodations is not only a choice but for some, it has become a reality.

1) High Cost of Living in Canada

Canada is known for its high quality of life, but often this comes at a price. Major cities such as Toronto and Vancouver are among the most expensive in the country, with much higher rental costs compared to smaller towns or cities. Market trends show, for instance, that:

A one-bedroom apartment in Toronto averages at CAD 2,500 per month, while Vancouver is a close second at CAD 2,400 per month.

Smaller towns or cities like Halifax or Kingston have cheaper options, starting from CAD 1,000 to CAD 1,500 per month, which would be quite cheaper for students on a saving diet.

In most cases, international students pay higher tuition than domestic students. Adding high renting costs to such exorbitant tuition rates burdens the purse of any international student. In such cases, affordable accommodation is key to remaining within your budgets.

2) Managing Multiple Financial Priorities

Apart from accommodation, a student needs to consider the following basic expenses: 

  • Tuitions: It varies from CAD 20,000 to CAD 40,000 for international students as per their course and institution.
  • Transportation Cost: Depending on the city, the monthly public transport pass can be anywhere between CAD 80 to CAD 160.
  • Groceries and Essentials: A student can spend an average of CAD 200 to CAD 300 rupees per month on groceries.
  • This can free up money for other priorities such as textbooks, extracurricular activities, and even emergency savings.

Affordable Housing: A Gateway to Better Opportunities

The type of housing selected for students does not merely affect one’s wallet but also has a great influence on their academic and social life.

  1. Closer to the University: Affordable accommodation near the university saves both time and money in terms of commuting, which might enable a student to study more.
  2. Mental Well-being: Unaffordable housing can bring in financial stress that may affect mental health. A feeling of being secure and at ease can be derived from knowing that students are living within their means.
  3. Community Building: Most affordable housing, such as shared apartments or student dorms, offers a chance to get to know fellow students, make friends, and build a network.

A Realistic View of Housing Expectations

Understanding the affordable housing landscape in Canada will help manage your expectations. Search data indicates that terms like hostels near me, cheap motels, and shared apartments normally hold high positions in search volume. Such options are indicative of what exactly students typically search for in trying to strike a balance between cost and comfort.

  • Hostels and Shared Rooms: These are normally temporary, relatively affordable options to consider upon arrival; prices start at CAD 300 to CAD 600 per month.
  • Shared Apartment: When shared with others, the cost of rent can be as low as CAD 400 to CAD 700 per month, depending on the city.
  • On-campus dorms: These are quite convenient and relatively affordable, costing between CAD 2,500 to CAD 8,000 annually, depending on the institution

Top 10 Affordable Accommodation Options for International Students in Canada

Here’s a breakdown of the top cities for student housing, along with their best accommodation options:

CityAccommodation OptionsCost Range (CAD)Key Features
TorontoShared Apartments, On-Campus Dorms, HI Toronto Hostel600–1,000/month, 50/nightProximity to downtown, utilities included, temporary and long-term options.
VancouverUBC Student Housing, Shared Apartments in Burnaby, Affordable Motels700–1,200/month, 50–100/nightStunning scenery, good transit connections, and student-friendly neighborhoods.
MontrealApartments in Plateau, McGill University Dorms, M Montreal Hostel400–1,000/month, 25–50/nightAffordable city for students, vibrant neighborhoods, and great cultural experience.
CalgaryShared Housing in Brentwood, Extended-Stay Motels600–800/month, 70/nightBudget-friendly housing near the University of Calgary and easy access to amenities.
Winnipeg
University of Manitoba Dorms, Shared Apartments in Fort Garry500–800/monthLow cost of living, utilities often included, quiet and safe neighborhoods.
OttawaCarleton University and University of Ottawa Dorms, Rentals in Sandy Hill700–900/monthProximity to campus and public transit, great for student communities.
HalifaxDalhousie University Dorms, Shared Rentals in South End500–1,000/monthAffordable housing in a smaller city with a strong student presence.
EdmontonUniversity of Alberta Housing, Shared Apartments in Strathcona600–1,000/monthAffordable living in a student-friendly city with great public transportation options.
Quebec CityShared Apartments near Laval University, Auberge Internationale de Québec Hostel400–600/month, 30–50/nightEuropean charm, quiet living, and affordable options for students.
Smaller TownsHousing in Kingston (Queen’s University), Fredericton (UNB), Guelph (University of Guelph)400–800/monthLower cost of living, proximity to campus, and tight-knit student communities.
  1. Toronto: Toronto is one of Canada’s most dynamic cities, offering world-class amenities and diverse neighborhoods. However, it’s also one of the priciest. Students can find shared apartments in areas like Scarborough for CAD 600–800/month. For convenience, the University of Toronto offers on-campus dorms starting at CAD 1,000/month. If you need a short-term option, hostels like HI Toronto cost around CAD 50/night, providing a budget-friendly alternative.
  1. Vancouver: Vancouver combines breathtaking scenery with high living costs. To save money, consider shared apartments in Burnaby or Richmond, which cost CAD 700–900/month. UBC students can access on-campus dorms for about CAD 1,200/month. For short-term stays, affordable motels or Airbnbs on the outskirts provide good options at CAD 50–100/night.
  1. Montreal: Known for its affordable cost of living, Montreal is a haven for international students. The Plateau neighborhood offers shared apartments starting at CAD 400/month. McGill University dorms are slightly pricier but include utilities and meal plans for around CAD 1,000/month. Hostels like M Montreal, with rates as low as CAD 25/night, are perfect for temporary housing.
  1. Calgary: Calgary offers a great mix of affordability and quality of life. Neighborhoods like Brentwood, near the University of Calgary, have shared housing for CAD 600–800/month. Extended-stay motels are another option, with rates around CAD 70/night.
  1. Winnipeg: Winnipeg’s low cost of living makes it an ideal choice for students. The University of Manitoba provides dormitories for CAD 800/month, while shared apartments in Fort Garry cost as little as CAD 500/month.
  1. Ottawa: Canada’s capital offers a blend of affordability and culture. Students can choose from on-campus housing at Carleton University or the University of Ottawa, starting at CAD 900/month. Off-campus rentals in Sandy Hill, a popular student area, average CAD 700/month.
  1. Halifax: Halifax is a smaller city with a vibrant student population. Dalhousie University dorms cost around CAD 1,000/month, while shared apartments in the South End neighborhood range from CAD 500–700/month.
  1. Edmonton: Edmonton provides affordable housing for students, with on-campus options at the University of Alberta costing CAD 800–1,000/month. Shared apartments in Strathcona are even cheaper, starting at CAD 600/month.
  1. Quebec City: Quebec City’s European charm extends to its affordable housing options. Students at Laval University can find shared apartments for CAD 400–600/month. Temporary stays at hostels like Auberge Internationale de Québec cost CAD 30–50/night.
  1. Smaller Towns: Smaller university towns like Kingston, Fredericton, and Guelph offer significantly lower housing costs than larger cities. Shared housing in Kingston averages CAD 500–700/month, while the University of Guelph provides on-campus dorms for CAD 800/month.

Tips for Finding Your Ideal Accommodation

  • Start Early: Begin your search 4–6 weeks before arrival to secure the best deals.
  • Leverage Online Tools: Use trusted platforms like Kijiji, Rentals for Newcomers, and Craigslist for verified listings.
  • Network: Ask your university’s international student office for housing resources.
  • Test Neighborhoods: If unsure where to live, opt for short-term rentals initially to explore areas before committing

Types of Accommodation for International Students in Canada

Type of AccommodationDescriptionCost Range (CAD)Best ForPro Tips
HostelsShared or private rooms with communal kitchens and bathrooms. Ideal for short-term stays.25–50/nightStudents needing temporary, flexible housing.Check reviews on Booking.com or TripAdvisor for safe and well-located options.
Hotels/MotelsPrivate rooms with added amenities; motels are cheaper but farther from city centers.50–100/nightFamilies or students arriving with luggage.Book 4–6 weeks ahead to secure discounts, especially during peak seasons.
AirbnbShort-term rentals, ranging from private rooms to full apartments, with home-like settings.50–80/nightStudents seeking privacy and flexibility.Watch for additional fees (e.g., cleaning fees) when budgeting.
On-Campus DormitoriesManaged by universities, dorms include utilities and meal plans for convenient living.800–1,200/monthFirst-year students or those who value proximity to campus.Apply early, as demand for dorms is high, especially at top schools like U of T and UBC.
Shared ApartmentsRent is split among roommates; includes shared responsibilities like utilities and cleaning.400–800/monthBudget-conscious students wanting independence.Use platforms like Kijiji and Rentals for Newcomers to find trustworthy listings.
Co-operative HousingCommunity-focused housing where chores and responsibilities are shared among residents.300–600/monthStudents seeking affordable, collaborative living.Research co-op housing early, as spots fill up fast near universities.
Permanent RentalsPrivate apartments or homes rented directly from landlords, offering more privacy and flexibility.800–1,500/monthUpper-year students with stable finances.Budget for security deposits, utilities, and renters insurance.
HomestaysLiving with Canadian families, often with meals included; great for cultural immersion.600–800/monthYounger students or those needing family-like support.Use verified homestay programs recommended by your university to avoid scams.

 Factors to Consider While Choosing Accommodation in Canada

Herein discussed are some of the key factors to consider when choosing the perfect accommodation.

1) Proximity to Campus

  • One of the first things to consider is how close your accommodation is to your university or college.

Why It Matters:

  • It saves you time and money in terms of transportation, living near your campus.
  • You can also get involved in campus activities, and you have easy access to libraries or student services.

Pro Tip:

  • Google Maps or local transit apps are a great way to check out commutes before you commit to your rental. Look for rentals labeled “near [university name]” or “student housing close to campus.”

2) Safety and Neighborhood Research

Your safety is always paramount when it comes to choosing where to live.

What to Look For:

  • Low-crime neighborhoods with good lighting and active communities.
  • Proximity to essential services like grocery stores, pharmacies, and healthcare facilities.

How to Research:

  • Platforms like Numbeo provide safety ratings for Canadian cities and neighborhoods.
  • Ask for recommendations from university housing offices or peers who’ve already settled in the area.

Pro Tip:

  • Watch out for deals that sound too good to be true – they might be scams or unsafe locations.

3) Budget and Hidden Costs

While the rent might look cheap, there are many extra costs that add up fast.

Key Costs to Consider:

  • Utilities: Make sure you ask if heat, electricity, and water are included in the rent. Heating can be expensive in cities with harsh winters, like Winnipeg or Edmonton.
  • Internet and Cable: These are often separate and can cost about CAD 50–100/month.
  • Parking Fees: If you have a car, ask about the parking fees.
  • Look for terms like “utilities included” in rental listings to avoid unexpected expenses.

4) Lease Agreements and Tenant Rights

Understanding your rights as a tenant is crucial to avoid disputes and legal issues.

What to Know:

  • Most rentals in Canada require a lease agreement, typically for 12 months.
  • Breaking a lease early can result in penalties, so choose carefully.
  • Landlords may request a security deposit (usually one month’s rent).

Resources:

  • Familiarize yourself with provincial laws using government housing guides (e.g., Ontario’s Residential Tenancies Act).
  • Websites like Rentals for Newcomers can provide clear guidance on tenant rights.

5) Accessibility to Public Transportation

If you’re not living on campus, ensure your accommodation is close to reliable public transport.

Why It Matters:

  • Many students rely on buses, trains, or subways to get to class.
  • A location near a transit hub can significantly reduce your commute time.

Pro Tip:

Look for listings that mention proximity to “bus stops,” “subway stations,” or major transit lines. This is most important in cities like Toronto and Vancouver, where transit is key.

6) Living with Roommates

Living with roommates is a common approach for students; however, students must take the time to consider the decision.

Pros:

  • Lower overall costs as rent and utilities are divided.
  • Potential to create friendships and shared responsibilities.

What to Discuss with Potential Roommates:

  • Cleaning schedules and household rules.
  • Shared living areas like kitchens and lounges.
  • Shared utility payments.

Pro Tip:

Find roommates compatible with you through websites like Roomster or your university’s housing board.

Tools and Resources for Students

Using the right tools and resources can make the process smoother. Here are some valuable resources to consider:

Online Platforms for Finding Housing

  • Kijiji and Craigslist: Ideal for finding shared apartments, sublets, and used furniture.
  • Rentals for Newcomers: A platform tailored for new arrivals in Canada, offering verified rental listings across major cities.
  • University Housing Boards: Many universities maintain online platforms where students can find off-campus housing options vetted by the institution.

Pro Tip: Avoid listings that seem too good to be true, and always visit the property or request a virtual tour before committing.

Budgeting and Financial Management Tools

  • Mint: A free app that helps you track expenses, set budgets, and manage your rent payments.
  • Splitwise: Perfect for shared apartments, this tool divides expenses like rent and utilities among roommates.
  • Quick Collect: An app that helps you send and receive money within Canada, it also provides transfers for international students, Canada to African countries like Nigeria, Ghana, Kenya etc.

Pro Tip:

  • Set aside an emergency fund for unexpected expenses, like repair costs or deposits.

Local Government Resources

Many Canadian cities provide guides and resources for tenants, including legal rights, tenant responsibilities, and housing assistance programs.

Examples:

  • The City of Toronto’s Housing Help Centre offers advice and listings for affordable rentals.
  • The Government of British Columbia provides an online Residential Tenancy Branch to help tenants understand lease agreements.

Social Media Groups and Apps

  • Platforms like Facebook Marketplace and local Facebook housing groups can connect you with landlords and sublets.
  • Apps like Roomster help you find roommates and shared housing options tailored to students.

Furniture and Essentials

Where to Shop:

  • IKEA and Walmart for affordable furniture and bedding.
  • Value Village or Habitat for Humanity Restore for second-hand items.

Pro Tip:

  • Before buying, ask previous tenants if they’re leaving behind furniture or appliances—they’re often willing to sell these at low prices.

 

Conclusion

Living abroad is an adventure, and the right accommodation can make all the difference in your experience. By being proactive, informed, and resourceful, you’ll not only find a great place to live but also build the foundation for an exciting and successful time in Canada.

Your experience matters! If you’ve successfully found housing or have tips to share, we’d love to hear your story. Share your insights with fellow students or visit Quick Collect for more resources and advice on navigating life in Canada. Together, we can make settling into a new home easier for everyone.

Frequently Asked Questions

What is the most budget-friendly housing option for students in Canada?

The most affordable options are shared apartments and co-operative housing. Shared apartments typically cost CAD 400–800/month, depending on the city, while co-op housing can be as low as CAD 300–600/month. Smaller university towns like Fredericton or Kingston also offer significantly cheaper housing compared to big cities like Toronto or Vancouver.

When should I start looking for housing?

It’s recommended to begin your search 4–6 weeks before your arrival in Canada. This gives you enough time to explore options, secure a good deal, and prepare for your move. In high-demand cities like Toronto or Vancouver, start as early as possible to avoid missing out on affordable options.

 How do I find safe housing in Canada?

To find safe accommodation:
a) Research neighborhoods using platforms like Numbeo for crime and safety ratings.
b) Use trusted rental platforms like Rentals for Newcomers, Kijiji, or university housing boards.
c) Visit the property in person (or request a virtual tour) before committing.
d) Avoid deals that seem too cheap—they’re often scams.

How much should I budget for student housing in Canada?

Your budget will vary depending on the city and accommodation type:
a) Shared Apartments: CAD 400–800/month.
b) On-Campus Dormitories: CAD 800–1,200/month, often including utilities and meal plans.
c) Short-Term Housing (e.g., hostels, Airbnbs): CAD 25–100/night.

Be sure to factor in additional costs like utilities, internet, and renters insurance if they’re not included in the rent.

What should I look for in a lease agreement?

When signing a lease, check for:
a) Lease duration (usually 12 months) and penalties for breaking it early.
b) Details on rent payment (amount and due date).
c) What’s included in the rent (e.g., utilities, internet, parking).
d) Landlord and tenant responsibilities.

For more guidance, refer to provincial tenancy laws, such as the Residential Tenancies Act in Ontario.

Are utilities included in the rent?

This depends on the property. Some rentals are advertised as “all-inclusive” or “utilities included”, meaning heating, electricity, and water are part of the rent. However, many rentals do not include these costs, which can add CAD 100–200/month. Always confirm with the landlord before signing the lease.

Can I find furnished rentals in Canada?

Yes, furnished rentals are available and are ideal for short-term stays or international students arriving without furniture. These typically cost CAD 100–200 more per month than unfurnished options. Look for listings labeled “furnished” on platforms like Rentals for Newcomers or Airbnb.

How can I avoid rental scams?

To protect yourself from scams:
a) Use trusted platforms and avoid unverified listings on social media.
b) Never send money before visiting the property or confirming its legitimacy.
c) Be cautious of landlords who refuse to provide a lease agreement or proper documentation.
d) If in doubt, consult your university’s housing office for assistance

What’s the difference between on-campus and off-campus housing?

On-Campus Housing: Dormitories are managed by universities and often include utilities, internet, and meal plans. They’re convenient but can be more expensive (CAD 800–1,200/month).

Off-Campus Housing:
This includes shared apartments, co-op housing, or private rentals. Costs range from CAD 400–1,500/month, depending on location and type. Off-campus options provide more independence but require more effort to secure.

What’s the best way to find roommates in Canada?

Finding compatible roommates can make shared housing more affordable and enjoyable. Try these options:
a) Join Facebook groups or platforms like Roomster.
b) Check your university’s housing board for roommate listings.
c) Use rental platforms that allow you to connect with potential roommates.

Be sure to discuss shared responsibilities, cleanliness, and schedules before moving in together.

Is public transportation easily accessible from most student accommodations?

Yes, most student housing options are located near public transportation hubs in major cities like Toronto, Vancouver, and Montreal. When searching for housing, look for keywords like “close to bus stop” or “near subway station”. Proximity to public transit can save both time and money on daily commutes.

Can I live with a Canadian family?

Yes, homestays are a popular option for international students. This involves living with a Canadian family, where you’ll get a private room, meals, and an immersive cultural experience. Costs typically range from CAD 600–800/month. Many universities partner with homestay programs to ensure safe and verified placements.

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